Blake Morgan's Residential Property Spotlight - Dec 2018

Posted by Lorna Munro on
Welcome to Blake Morgan's latest edition of Residential Property Spotlight, bringing you a round-up of the topics most relevant to you and your clients.

Freehold vs leasehold: what's the difference?

Freehold and leasehold are the two main types of property ownership in the UK. Here we explain how these types of ownership differ and the considerations to note when buying a leasehold property. 

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SDLT revenue figures' review

The figures released by HMRC on 21 November 2018 on tax receipts for SDLT give some food for thought. The analysis is for the third quarter of 2018 and shows increased receipts from the previous quarter. A total of £2,347m was raised from residential transactions. 

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Oxford proving popular for potential property buyers

A recent Homes & Property article focused on why Oxford is a prime choice for buyers leaving London. An increasing number of individuals looking to leave London are now putting Oxford at the top of their list, but why?

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The benefits and pitfalls of new build properties

UK Finance has announced that first time buyers accounted for over 50% of all new residential mortgages in the first quarter of 2018. Recent government led initiatives have resulted in first time buyers becoming a significant proportion of the buyer market, particularly within the new build sector. For those taking their first steps on the property ladder we take a look at the benefits and pitfalls of new build properties and how to minimise the risk.

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Listed buildings: Do you need an Energy Performance Certificate?

One could be forgiven for assuming that listed buildings, by their very nature, are automatically exempt from EPC restrictions. However, the issue is far from clear cut. A more in depth analysis is required due to the inconsistency between the statutory regulations and the government guidance.

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Leasehold Enfranchisement – Consultation on Reform

Latest Government estimates state that there are over 4 million leasehold properties in England, making up 18% of all residential housing. Impacting on the lives of so many, leasehold ownership has therefore been the subject of much debate for some time now. The Law Commission has published a Consultation Paper on the law of leasehold enfranchisement, to make the enfranchisement process more transparent, fairer and cheaper for tenants. 

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Build to Rent – Overview of the evolving housing landscape

The housing question has always been a complex one and over recent years there has been a seismic shift in housing policy with the intention of finding a solution to plug the yawning gap left by a shortfall of homes. Whilst it is not claimed it will be the panacea, Build to Rent (BtR) has been offered as a solution. We take a look at how this sector has evolved.

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If you have any queries or would like further information on how we can help you, please contact your usual Blake Morgan adviser.

We would like to send you our warmest wishes for the festive season along with a happy and prosperous New Year from all at Blake Morgan. Being the season of giving, throughout 2018 each of our offices supported the following charities. 

London - The Royal Marsden Cancer Charity

Cardiff - Huggard

Oxford - Homeless Oxfordshire

Reading - ReadiStreet

Portsmouth - Solent Mind

Southampton - Countess Mountbatten Hospice Charity

About the Author

Lorna is Head of the Residential Property team and handles all types of residential conveyancing work

Lorna Munro
Email Lorna
023 8085 7122

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