Richard Humphreys Partner

Photograph of Richard Humphreys

Contact Details

Specialising in CCA compliance and FCA regulatory advice, Richard is a partner in Blake Morgan's Banking and Finance team.  

Main areas of practice

Richard has specialised in financial services work for more than 25 years with particular experience in advising equipment finance lessors and motor vehicle financers. 

Richard's background as a financial services litigator informs his advice to clients on the full range of compliance and regulatory issues for financial service companies. In recent years he has continued to supervise Blake Morgan's defended financial services litigation team, but spends most of his time advising clients on non-contentious issues, particularly the recent changes to FCA regulation to incorporate CCA funders.

Richard has since 2004 been a member of the Finance and Leasing Association's working parties dealing with all the recent major reforms of CCA regulation.

Clients

His clients cover the full range of FCA authorised financial organisations including banks, finance companies and manufacturers/retailers.

Significant experience

  • Financial services compliance (including CCA, DPA and AML)
  • FCA authorisation and regulatory advice
  • Leasing and HP documentation
  • Commercial funding documentation (eg. broker agreements, BDA's, Agency and managed portfolio Services)

Expertise

Richard’s Blog

The FCA's Interim Permission Regime has been launched this week

We highlight the FCA's recently launched Interim Permission Regime.

FSA and Treasury consultation on regulation of consumer credit

We highlight the recently published consultations on consumer credit regulation.

Delayed consultation on the transfer of Consumer Credit Regulation to the Financial Conduct Authority (FCA)

We provide an update on the delayed consultation paper on the new regulatory regime for Consumer Credit.

Articles by Richard

City AM

News

Credit card fee ban: UK firms outlawed from passing charges onto customers thanks to EU directive

PSD2 – Are you Ready?

Guide

With the clock ticking, and just over a month until the changes to the regulation of payment services and e-money come into force, the revised regime will see a significant change to the way in which payment services and e-money are regulated.

Senior Managers and Certification Regime – Extension Update

Article

The long awaited FCA consultation on the extension of the SM&CR to non-banking authorised firms is finally here; so how does it look?

Related Knowledge & Resources

Online platforms and regulation - too successful for their own good? Why the EU's proposed regulation of platforms will apply in the UK regardless of Brexit

Our expert Simon Stokes looks at why the EU's proposed regulation of platforms will apply in the UK regardless of Brexit

Criminal Finances Act 2017 - what organisations need to do now to manage risk

Our expert explains the changes to the Criminal Offences Act and what you need to to to reduce the risk to your business.

Fourth Money Laundering Regulations

On 26 June 2017, the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 ("the New Regulations") came into force. Read an overview here.

Guide: Our workplace mediation service

Do you have conflict in the workplace that takes up your valuable time and has a damaging effect on team performance?

PSD2 – Are you Ready?

With the clock ticking, and just over a month until the changes to the regulation of payment services and e-money come into force, the revised regime will see a significant change to the way in which payment services and e-money are regulated.

A Guide to Civil Penalties for Landlords

Nationwide (England) from 1 February 2016