May 2015 Archive

The Business Exemption under the Consumer Credit Act

Posted on

The Business Exemption has recently come under scrutiny in the Courts. In particular, the case of Wood v. Capital Bridging Finance Limited questions the extent to which a creditor can rely on the "business declaration" made by a borrower within an agreement when it is found that the creditor had prior knowledge that the loan relating to the agreement was not intended for business purposes at all. More …

The role of mediation in resolving conflicts

Posted on

This post, by Julian Evans, considers the general context of workplace mediation in the UK, why it is increasingly being considered a good option for resolving conflict and how psychological interventions can help in the process. More …

Blake Morgan and NatWest Fraud seminar

Posted on

Please find below some follow up materials from this seminar. More …

Double insurance

Posted by on

It is important that insurers are aware of the consequences double insurance may have on their liability. More …

How recruiters can avoid falling into the discrimination trap

Posted by on

The new government has promised to help business create two million new jobs and three million apprenticeships. Latest labour market statistics show a rise in the proportion of full-time workers but, as recruitment rises, so does the potential for getting the recruitment process wrong. A well-considered recruitment process cannot only help in recruiting the most appropriate person for the job with regard to skills, experience and potential, it can also minimise the risk of discrimination claims. More …

The rise in opportunistic recycled claims

Posted on

A new trend in recycled claims has recently emerged. Law firms are effectively turning on each other by acting for claimants in circumstances where it is alleged that their previous legal representatives under-settled their claim. More …

Changes to the rules for company/business names

Posted by on

The long awaited changes to the company and business names regulations came into force on 31 January 2015. More …

Moving the regulation of second charge lending into the mortgage regime

Posted by on

The Financial Conduct Authority (FCA) will transfer the regulation of second charge lending from its consumer credit regime to its mortgage regime. This is expected to take place on 21 March 2016. More …

Acquiring parental responsibility

Posted by on

The phrase 'parental responsibility' encompasses the rights, duties, powers, responsibility and authorities which by law a parent has in relation to their child. More …