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A new report from SFE (Solicitors for the Elderly) and independent think tank, Centre for Future Studies, reveals the UK is leaving medical and care preferences to chance.
In his Budget, Chancellor Phillip Hammond announced that the Government was resolved to look forward and not backwards and to produce a "balanced approach" to prepare Britain for the future.
Welcome to the September edition of our Pensions Outlook, this month we will be looking at the recent British Airways and IBM cases and life assurance schemes.
Life assurance schemes can be established either as tax registered schemes, or non-registered schemes where the underlying benefits will not count towards the member's lifetime allowance which is currently £1.25 million.
The Regulator has given an insight into how it expects auto enrolment will affect employers, but it accepts this is a new area of law and we are yet to see exactly how it will run in practice.
We discuss the impact of further reductions in lifetime allowance.
A lot of employers are being advised to consider unregistered group life schemes for their staff for the provision of lump sum death in service benefits.
Following its Green Paper on Security and Sustainability in Defined Benefit Pension Schemes in February last year the DWP has now published its white paper under the above heading.
As many employers will know, on 6 April 2018, and then again on 6 April 2019, the minimum contributions to a pension scheme for the purposes of the automatic enrolment regime will increase.