Private Client Issues – November 2025


6th November 2025

Welcome to this month’s edition of Private Client Issues, Blake Morgan’s monthly round-up of the topics you may find of interest. It features insight and advice on developments affecting private individuals.

Our teams work both from our offices and remotely and are happy to meet with you virtually, or in person where this is preferred. We have found that many clients prefer the convenience of a video meeting, whilst other prefer face to face, particularly for the first meeting.

The perils of pandemic Wills

Rushed wills made during the pandemic are now causing real problems for families. In this article, we explore why this is happening—and how to prevent it in the future, including practical tips.

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Joint bank accounts have been labelled ‘outdated’ by the modern couple – do I need one?

While there are logistical benefits to a joint account, there are clear associated risks. We explore the pros and cons of joint bank accounts, alternative agreements and look at what can be done to mitigate any risks involved.

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Chattels and Capital Gains Tax explained

We examine both wasting, and non-wasting chattels. There are special rules for calculating gains and losses on non-wasting chattels, depending on whether the proceeds are more, or less than, £6,000.

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Further important changes to the immigration rules

The Government is making further changes to the rules to implement the measures outlined in the Immigration White Paper published in May 2025. We highlight the key changes coming in November.

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Blake Morgan named one of eprivateclient’s Top Law Firms in 2025

Blake Morgan is proud to announce its inclusion in the prestigious list of 2025 eprivateclient Top Law Firms, reaffirming its position as a leading provider of private client legal services in the UK.

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Top Family Law Firm recognition for Blake Morgan

Blake Morgan has also been named as one of the 2025 eprivateclient Top Family Law Firms in the country. This is the Family team’s eighth consecutive year of being recognised in the reputable list.

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If you are impacted by any of the above topics or you would like further information on how we can help you, please contact your usual Blake Morgan adviser. You can also receive regular updates by following Blake Morgan on LinkedIn.

If you need advice on private wealth issues

Speak to a member of our Private Client Law team

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