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The Pre-Action Protocol for debt claims
Businesses must now do more to provide information to individual debtors and attempt to settle before taking them to court. The new Pre-Action Protocol for Debt Claims (PAPDC) comes into force on...
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Life assurance schemes – update on excepted schemes
Many employers are starting to establish excepted life assurance arrangements which fall outside of the UK tax regime for pensions saving. Benefits under excepted schemes do not count towards the...
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Court of Appeal overturns High Court ruling on IBM’s “Project Waltz” pension changes in 2010
The High Court when it heard the dispute in April 2014 held that IBM acted in breach of its duty of good faith to the members when it closed two...
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Defined Benefit Schemes and Struggling Businesses- the elephant in the room
Throughout 2016 and so far in 2017, defined benefit pension schemes have made headline news for all the wrong reasons. Firstly, BHS and its massive pension deficit shone a spot...
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Trustees (and employers) – are you ready for GDPR?
The requirements of the General Data Protection Regulation become enforceable on 25 May 2018 – less than 9 months from now – and there is a lot of work for...
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Recent British Airways Court case did not take off but appeal will fly
Do the rules of your pension scheme ensure that the Trustees have to seek your consent before making changes to the rules? Unfortunately for British Airways (BA), their rules did...
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Pensions Outlook – September 2017
In this Autumn edition of Pensions Outlook we consider the following topical issues in the pension's arena: Walker v Innospec Ltd [2017] – a review of the ruling of the...
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Walker v Innospec Ltd [2017] – Same-sex marriage and inequality in pensions – Schemes must now provide survivor benefits to same-sex spouses and civil partners on the same basis as opposite sex spouses
In the recent case of Walker v Innospec Limited [2017], the Supreme Court ruled that a pension scheme must provide benefits for a surviving spouse in a same-sex marriage on...
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The effect of the ‘ground rent scandal’ on Registered Providers
Following what the Guardian recently branded the 'ground rent scandal' where owners of leasehold houses, in particular, were highlighted as facing spiralling ground rents, the Government has set out plans...
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General Data Protection Regulation ((EU) 2016/679)
On 25 May 2018, the GDPR will become directly applicable in all EU member states and, despite Brexit negotiations, the UK Government has confirmed that it will be implementing these...
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Witnessing a deed
In certain circumstances, a party's signature to a deed must be attested by a witness. For example, if the executing party is an individual or if a company executed the...
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FCA bans clauses restricting clients’ choice of future supplier in relation to primary market services.
On 27 June the FCA published its Policy Statement PS17/13 'Investment and corporate banking: prohibition of restrictive contractual clauses'. This details the FCA's decision to ban firms from entering into...
