Legal experts in Property and Development Finance

Our expert Property and Development Finance team advises on all aspects of real estate finance.

Our core market for lending transactions is for debt deals between £5,000,000 and £50,000,000. Our Property Finance team also specialises in agricultural lending, which is rare in the legal market.

We will work closely with you (and our specialist banking team) to ensure that your targets and deadlines are achieved, using standard documentation, robust due diligence and reporting procedures tailored to your needs. We work closely alongside our Construction team who advises on all major industry standard forms of contract (JCT, NEC, FIDIC, GC/Works), a wide spectrum of bespoke construction agreements and on third party security (warranties, bonds and guarantees).

Arrange A Call With One Of Our Experts

Main Areas Of Practice

We can advise you in all aspects of secured lending, including:

Mortgages and debentures

Our expert property finance lawyers provide expert advice on mortgages and can provide specialist advice on the legal issues that may arise when drafting a debenture.

Refinancings and restructurings

Our expert Property Finance team works closely with our clients to understand their business so that it can advise on how to use refinancing and restructuring as a management tool to get the best outcome for your business.

Revolving credit facilities

Revolving credit facility is a flexible form of business finance that gives you access to cash when you need it, and can be simpler than a normal loan. Our team is experienced in advising on the legal aspects of setting up revolving credit facilities.

Syndicated loans

A syndicated loan is financing offered by a group of lenders. Our expert Property Finance team is experienced in advising on the legal issues surrounding syndicated loans so that you get the right terms for you and your business.

Forward funding/forward sale agreements

Our expert Property Finance team can help you draw up forward funding and forward sale agreements.

Corporate funding arrangements

We advise on all property aspects of corporate funding arrangements.

Ownership and funding structures

There are a wide range of options available when it comes to ownership and funding structures for property transactions. Our expert lawyers provide commercial advice to find the right one for you.

Our Clients

The team acts for banks, building societies, mezzanine and other lenders (including providers of Islamic finance) and various borrower clients including companies, LLPs, funds, individual investors and developers.


We advised on a series of financings to purchase portfolios of ground rents totalling £35 million. We structured the loan facility, ensured adequate protection on potential collective investment scheme issues, managed a large number of leasehold and freehold titles and secured a series of completions, bringing some properties into charge on less than 48 hours' notice.

Our experts advised on the moving of banking facilities including charging of 37 retail and office units (£15 million facility). We advised our bank client in connection with a revolving credit facility which included taking security over 37 retail and office units. The deal was completed on budget and within timescale and illustrates Blake Morgan's ability to charge a sizeable portfolio quickly and economically.

We led on the mixed financing and refinancing of property portfolio and developments (£30 million facility). Management of title investigation on a substantial and fluctuating pool of properties, structuring and negotiating a mixed application facility, subsequently restructured to term, and revolving facilities for a range or purposes and with miscellaneous borrowers.

Awards And Accolades

Our Experts



View Profile


View Profile


View Profile

BM Insights


We invite you to join us at our next Developing Connections panel event on 7 May at our Southampton office.

Read More


Every party to a construction project was represented at Blake Morgan’s Developing Connections Roundtable discussion on Thursday 29 February, from university employer to steel recycler. Hosted by Blake Morgan lawyers...

Read More

We were delighted to host a Developing Connections panel event on Decarbonisation on 28th March at Keble College, Oxford.

Read More


Can a landlord remove an abandoned vehicle from their property? In this article, we look at the potential pitfalls of vehicle abandonment and give practical guidance to landlords if a...

Read More


With 2250 days to go until Wales' net zero target of 2030 an informed audience engaged with our Developing Connections panel at our Cardiff office on 5 October 2023. The...

Read More

Blake Morgan hosted a general counsel dinner at the 1776 restaurant at Number 1 Lombard Street, London on 17 October 2023.

Read More

Need Advice?
Call 0238 085 7047
Or Fill in The Form

Our Experts are here to help

  • Privacy Notice

    Blake Morgan Privacy Policy

    We do not use any enquiries to the [email protected] email address or any completed forms for marketing purposes.

  • This field is for validation purposes and should be left unchanged.

Change your cookie consent
Skip to content