Richard Humphreys

Contact details

020 7405 2000

Richard is a partner in Blake Morgan’s Banking and Finance team and has specialised in financial services work for more than 30 years.

Main areas of practice

Richard’s background as a financial services litigator informs his advice to clients on the full range of compliance and regulatory issues for financial service companies. He is recognised as ‘a very proactive and commercially focused lawyer’ specialising in CCA compliance and FCA regulatory advice, ‘with particular experience in advising equipment finance lessors and motor vehicle financers.

His recent experience includes advising firms on the implementation of the GDPR and SMCR. Richard regularly undertakes consumer credit process and documentation reviews for clients, and advises on projects for the investigation, disclosure and remediation of CCA and FSMA breaches. Richard has since 2004 been a member of the Finance and Leasing Association’s working parties dealing with all the recent major reforms of CCA regulation.


His clients cover the full range of FCA authorised financial organisations including banks, finance companies and manufacturers/retailers.


Contact details

020 7405 2000

Top Tier Firms

Significant Experience

  • Financial services compliance (including CCA, DPA and AML)
  • FCA authorisation and regulatory advice
  • Leasing and HP documentation
  • Commercial funding documentation (eg. broker agreements, BDA's, Agency and managed portfolio Services)

Insights by Richard


14 March - Richard Humphreys

The deadline for the extended SM&CR regime is fast approaching! All firms will be required to have fully implemented the new regime by 9 December 2019. FCA Guidance The SM&CR...

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4 March - Richard Humphreys

The long awaited final part of the FCA's review of the motor finance sector has arrived; are there any nasty surprises lurking for the industry to be worried about? The...

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25 January - Richard Humphreys

This little grenade from the Court of Appeal  seems to resolve the long running argument over the legal effect of serving a default notice under section 87 CCA 1974 -...

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