Richard Humphreys

Contact details

07702 217921

01865 254243

Specialising in CCA compliance and FCA regulatory advice, Richard is a partner in Blake Morgan’s Banking and Finance team.

Main areas of practice

Richard has specialised in financial services work for more than 25 years with particular experience in advising equipment finance lessors and motor vehicle financers.

Richard’s background as a financial services litigator informs his advice to clients on the full range of compliance and regulatory issues for financial service companies. In recent years he has continued to supervise Blake Morgan’s defended financial services litigation team, but spends most of his time advising clients on non-contentious issues, particularly the recent changes to FCA regulation to incorporate CCA funders.

Richard has since 2004 been a member of the Finance and Leasing Association’s working parties dealing with all the recent major reforms of CCA regulation.


His clients cover the full range of FCA authorised financial organisations including banks, finance companies and manufacturers/retailers.


Contact details

07702 217921

01865 254243

Top Tier Firms

Significant Experience

  • Financial services compliance (including CCA, DPA and AML)
  • FCA authorisation and regulatory advice
  • Leasing and HP documentation
  • Commercial funding documentation (eg. broker agreements, BDA's, Agency and managed portfolio Services)

Insights by Richard


14 March - Richard Humphreys

The deadline for the extended SM&CR regime is fast approaching! All firms will be required to have fully implemented the new regime by 9 December 2019. FCA Guidance The SM&CR...

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4 March - Richard Humphreys

The long awaited final part of the FCA's review of the motor finance sector has arrived; are there any nasty surprises lurking for the industry to be worried about? The...

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25 January - Richard Humphreys

This little grenade from the Court of Appeal  seems to resolve the long running argument over the legal effect of serving a default notice under section 87 CCA 1974 -...

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