Quality Asset Finance Lawyers focusing on business needs
Blake Morgan provides a full range of transactional and “own client” legal advice to lenders, lessors, owners, manufacturers and operators, in the private and public sector, on all major asset classes. Our particular areas of expertise include the financing and operation of agricultural machinery, office equipment, retail and commercial vehicles, yellow goods and heavy equipment, simulators, medical and computer equipment, as well as other plant and machinery.
We strive to maintain a practical understanding of the technical and commercial issues that impact the asset finance industry, as well as providing expert legal advice.
Main Areas Of Practice
We offer high-quality legal advice and support for small and medium-sized businesses engaging in corporate transactions by drafting and reviewing regulated and unregulated asset finance documentation in respect of finance and operating leasing, hire purchase, conditional sale and sale and leaseback transactions.
We provide a highly regarded service for reviewing and drafting commercial documentation, including remarketing and sales agency arrangements, co-operation agreements and all types of intermediary arrangements.
We advise on a wide range of receivable financing for our clients and have delivered properly structured and quality advice in respect of the sale and purchase of lease portfolios, project contracts and lease contracts.
Financial Services Regulation and Compliance
We provide comprehensive and practical advice on a wide range of regulatory and compliance matters, including FSMA/CCA, sanctions and anti-money laundering and DPA/GDPR.
Secured and Structured Financing
We offer specialist and commercially sensible advice in connection with all aspects of secured and structured lending transactions and we have advised on security arrangements including buy-back and residual value support.
We advise our clients on the implications and process for the collection of assets and offer practical litigation support for recoveries and all forms of asset dispute.
Our team provides expert advice for all major UK banks, forms of asset funding, as well as specialist lenders such as equipment finance and vehicle lessors, and for manufacturer-owned car finance companies.
"Richard Humphreys is a trusted advisor who I have worked with for many years. Richard possesses an impressive combination of technical expertise and commercial awareness and I recommend him for any consumer and commercial finance matters."
- Arran Cairns, Senior Legal Counsel at Hitachi Capital (UK) PLC
"We have relied on Richard Humphreys' regulatory expertise and commercial advice for many years. He has represented us extremely well and has an excellent grasp of the commercial realities of our business."
- Louise Ikonomides, MD at Virtual Lease Services Ltd
Acting for the asset finance subsidiary of a large banking group on the negotiation and drafting of a master participation agreement for the risk sharing of costs/receivables in respect of future leasing activity.
Acting for the Department of Health on a £230 million, 10+ years project for the provision and lease of treatment centres and associated medical equipment.
Acting for a high street bank in the negotiation and drafting of a bespoke multimillion master leasing and agency disposal through flow group facility for the provision of vehicles, vans and trucks for use by a major infrastructure contractor.
Banking and Finance Credentials Brochure 2018Download
Awards and Accolades
Unlike a fixed charge, which attaches to specific assets (such as a business premises) and prevents the chargor from dealing or disposing of those assets without the chargee's consent, a...Read More
The High Court held that the bank was not under a duty to act reasonably (a Braganza duty) when exercising its absolute discretion to demand repayment of a loan. This...Read More
The Court of Appeal held that negative (as opposed to positive) interest was not payable on cash collateral posted under the 1995 Credit Support Annex (CSA) to an International Swaps...Read More
Initial Coin Offerings (ICOs), and their tokens, have changed dramatically during the course of 2018. Back in January, Blockchain events in London were full of millennials living off appreciating cryptocurrency...Read More
The Financial Conduct Authority (FCA) has confirmed that it intends to go ahead with its proposals to: increase the Financial Ombudsman Service (FOS) award limit; and extend the definition of...Read More
The deadline for the extended SM&CR regime is fast approaching! All firms will be required to have fully implemented the new regime by 9 December 2019. FCA Guidance The SM&CR...Read More