Expert secured lending lawyers with international experience

The team has a highly client focused, practical and commercial approach. We seek to understand and achieve the commercial outcomes required by the client, actively managing the transaction and offering solutions that enable those outcomes to be achieved. We aim to work constructively with all parties without “over lawyering”. The majority of our work is for mid-market secured lending transactions, both for borrowers and lenders, including acquisition and leveraged debt, real estate development and finance; general secured and structured lending, often with an international element.

Main areas of practice

Our team of secured lending lawyers provide specialist advice to lenders and borrowers across a range of areas including:

Acquisition funding

We can advise on land acquisition and draft, negotiate and settle facility agreements including bilateral and syndicated facilities, in LMA or short form, on a single or multi-currency basis.

Development funding

We advise on development contracting as well as providing advice on funder rights in relation to the building contract, collateral warranties and professional appointments.

Loan book acquisitions and disposals

We advise on due diligence, security reviews and on regulatory compliance matters.

Security and intercreditor documentation

We advise on legal charges and debentures, cost and interest overrun guarantees, performance bonds, subordination and intercreditor/priority arrangements.

Acquisitions, disposals and refinancing of portfolios property (commercial and residential)

We advise on tax efficient structures on complex acquisitions, disposal and refinancing agreements.

Realisation of security in enforcement scenarios

We advise on organising the disposal strategy, preparing the finance and sale documentation and general advice for security holders and lenders, receivers and administrators.

Our clients

Our team provides specialist advice to banks and institutional lenders and a range of borrowers (including housing associations, universities, colleges, companies and funds).

They can cut through the legal woods to deliver commercial advice and identify risk. Client feels they can always rely on the firm's guidance.
- Chambers and Partners, 2025

The team at Blake Morgan provide very sound guidance, where they take a commercial approach, but ensure that their clients are fully informed of any risks associated. They are typically easy to get hold of and quick to respond to queries, producing work in an efficient manner.
- Legal 500

The team at Blake Morgan is proactive and attentive, with strong communication skills.
- Chambers and Partners, 2025

Meera and the Blake Morgan Banking team represented the Bank on a Franchise Sector Lending transaction. The team performed under tight deadlines, adding value to all parties, whilst completing all the transactional aspects of a deal in an efficient and professional manner.
- A client

Highlights

Acted for a UK lender (principally providing loans to developers in the UK) on a £43,000,000 development facility to a care home provider.

Acted for a UK commercial bank on loan facilities granted to various borrowers for the acquisition and development of real estate.

Acting for HSBC on an £8 million transaction based on bank standard form documents in connection with refinancing a prime building in London.

Awards, accolades and accreditations

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