“They always offer straightforward advice expressed in a way which is accessible to legally untrained minds.”
“A fantastic level of service.”
We offer fast expert advice on all aspects of lending, security, product development and financial regulation.
The team has an excellent reputation in retail banking, insurance regulation, general investments, compliance and consumer credit issues.
Our highly regarded banking and finance specialist lawyers act for lenders (including major UK banks) and borrowers, on mid-tier corporate transactions. Areas in which we specialise include:
The team comprises over 20 specialist lawyers able to resource transactions from the simplest to the largest and most complex. We work closely with colleagues from our Corporate team to deliver seamless commercial advice that is backed by the knowledge and experience of lawyers undertaking finance transactions in a wide range of sectors.
For transactions involving property, whether simply as security, or for development or acquisition finance, the Banking and Finance team is supported by dedicated Real Estate and Construction Finance teams with the capability and experience to deliver to the highest standards, and a real commercial understanding of the issues.
Our lending clients include UK clearing banks, international and merchant banks, mezzanine funders, property and equity funds and non-institutional financiers.
We are on the lending panels of most of the UK clearing banks, as well as a substantial number of retail and investment banks. We also provide expert advice for specialist lenders such as manufacturer-owned car finance companies.
For borrowers, our clients include major corporates, charities and social housing providers.
Many of our clients prefer to keep their relationship with us confidential but here are some examples of our clients:
|Aldemore Bank||The Co-operative Bank||CarePlaces Fund|
|Monmouthshire Building Society||Santander UK plc||HSBC Bank PLC|
|Clydesdale Bank||Svenska Handelsbanken||Julian Hodge Bank|
|Finance Wales||Swansea Building Society||MedicX Group|
The Banking and Finance team has a huge amount of experience across a variety of banking and finance areas. Examples of where our advice has recently proved invaluable to our clients include:
The team has a wide range of finance related expertise, as well as being able to draw on other teams within the firm for particular legal or sector knowledge, including:
Our banking and finance solicitors are here to help. If you have any questions please contact a member of our team.
Blake Morgan's Brief Banking Bites March 2018 covers an introduction to the new insolvency regime for the further education sector, an update on the fate of LIBOR and the differences between fixed and floating charges.
Blake Morgan is delighted to announce that it retains its place on the Metro Bank lending and securities panel.
Credit card fee ban: UK firms outlawed from passing charges onto customers thanks to EU directive
The Supreme Court has overturned a High Court decision that allowed a property developer to claim €350,000 in damages for negligent misstatement after he relied on incorrect information from Jones Lang LaSalle, an estate agent.
Charges over goods can be either fixed or floating. It is the substance of the charge, rather than how it is labelled, that will determine in which camp it sits.
The transition away from LIBOR will take time, but will be less risky and less expensive if it is planned and orderly rather than unexpected and rushed."
Our expert explains the changes to the Criminal Offences Act and what you need to to to reduce the risk to your business.
On 26 June 2017, the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 ("the New Regulations") came into force. Read an overview here.
the GDPR will become directly applicable in all EU member states and, despite Brexit negotiations, the UK Government has confirmed that it will be implementing these new rules in full. Designed to be more future-proof than its predecessor.