“Exceptional locally based team with experienced individuals. The team is just a pleasure to deal with and makes sure that the deals get done.”
“They are always responsive, have a good commercial understanding, always explain in plain English, and the legal advice is always balanced with commercial rationale.”
We offer fast expert advice on all aspects of lending, security, product development and financial regulation.
The team has an excellent reputation in retail banking, insurance regulation, general investments, compliance and consumer credit issues.
Our highly regarded banking and finance specialist lawyers act for lenders (including major UK banks) and borrowers, on mid-tier corporate transactions. Areas in which we specialise include:
The team comprises over 20 specialist lawyers able to resource transactions from the simplest to the largest and most complex. We work closely with colleagues from our Corporate team to deliver seamless commercial advice that is backed by the knowledge and experience of lawyers undertaking finance transactions in a wide range of sectors.
For transactions involving property, whether simply as security, or for development or acquisition finance, the Banking and Finance team is supported by dedicated Real Estate and Construction Finance teams with the capability and experience to deliver to the highest standards, and a real commercial understanding of the issues.
Our lending clients include UK clearing banks, international and merchant banks, mezzanine funders, property and equity funds and non-institutional financiers.
We are on the lending panels of most of the UK clearing banks, as well as a substantial number of retail and investment banks. We also provide expert advice for specialist lenders such as manufacturer-owned car finance companies.
For borrowers, our clients include major corporates, charities and social housing providers.
Many of our clients prefer to keep their relationship with us confidential but here are some examples of our clients:
|Aldemore Bank||The Co-operative Bank||CarePlaces Fund|
|Monmouthshire Building Society||Santander UK plc||HSBC Bank PLC|
|Clydesdale Bank||Svenska Handelsbanken||Julian Hodge Bank|
|Finance Wales||Swansea Building Society||MedicX Group|
The Banking and Finance team has a huge amount of experience across a variety of banking and finance areas. Examples of where our advice has recently proved invaluable to our clients include:
The team has a wide range of finance related expertise, as well as being able to draw on other teams within the firm for particular legal or sector knowledge, including:
Our banking and finance solicitors are here to help. If you have any questions please contact a member of our team.
“A fantastic level of service.”
“They always offer straightforward advice expressed in a way which is accessible to legally untrained minds.”
This little grenade from the Court of Appeal seems to resolve the long running argument but is it just a procedural requirement or a fundamental legal precursor to any subsequent action on the part of the funder?
Blake Morgan has confirmed the appointment of three new lawyers and a Chartered Legal Executive as the UK top 50 law firm focusses on continued growth in Wales.
Abergavenny-headquartered Coach House Inns has acquired the Longs Arms in Steeple Ashton, Wiltshire. A six-figure funding package for the deal was provided by HSBC with James Mugleston and Paul Duggan of Blake Morgan having advised HSBC.
The deadline for the extended SM&CR regime is fast approaching! All firms will be required to have fully implemented the new regime by 9 December 2019.
The Financial Conduct Authority (FCA) has confirmed that it intends to go ahead with its proposals to increase the Financial Ombudsman Service (FOS) award limit and extend the definition of an eligible complainant to include larger SMEs.
Blockchain Week returned to London last month. The 2018 edition had been dominated by much media fanfare given the surging value of cryptocurrencies and flood of ICO fundraising and investing. It is fair to say that a lot has changed in a year.
The long awaited final part of the FCA's review of the motor finance sector has arrived; are there any nasty surprises lurking for the industry to be worried about?
Our expert explains the changes to the Criminal Offences Act and what you need to to to reduce the risk to your business.
On 26 June 2017, the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 ("the New Regulations") came into force. Read an overview here.